ACH Funded

Resources

Guides to help you get funded

Short, plain-language guides on funding readiness, credit profiles, and the process ahead.

What lenders actually look at

Funding decisions come down to a handful of factors: your credit history, income stability, existing obligations, and the purpose of the funding. Understanding these before you apply helps you focus on what matters most — and avoid surprises during review.

How your credit profile shapes your options

Your credit profile affects not just whether you're approved, but the amounts and terms you're offered. Inaccurate items can weigh your score down unfairly. Reviewing your reports and disputing inaccurate information is often the fastest way to expand your funding options.

What to expect after you apply

After you submit your application, your profile is reviewed and matched against funding options. You may be asked for additional documents — responding quickly keeps things moving. You can track every step in your client portal, from review through funding.

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